Meet Our Team

The People Behind Saratoga Private Wealth Should Be Bigger.

Harrison Xu

Founder & President | Senior Financial Advisor

Meet Our Founder

As Founder and President of Saratoga Private Wealth, Harrison leads the firm’s advisory strategy and client experience, helping high-net-worth individuals and families manage their wealth with clarity and precision. He is responsible for the vision, strategy, and operational excellence of Saratoga Private Wealth, ensuring the firm delivers disciplined planning, sophisticated investment guidance, and exceptional client service. Harrison helps high-net-worth individuals and families manage their wealth through personalized, goals-driven advice. He is adept at navigating complex financial markets and designing customized portfolios aligned with each client’s long-term objectives. He provides high- and ultra-high-net-worth families with integrated investment, tax, and estate guidance designed to support multigenerational planning. With years of experience in wealth management, Harrison brings a broad perspective to investment decision-making. His background includes roles in real estate investment analysis, technology-sector investment analysis, and specializing in custom fixed-income solutions, giving him a well-rounded, multidimensional approach to financial advising. Prior to founding Saratoga Private Wealth, Harrison spent more than 11 years at Merrill Lynch, where he served as a Senior Financial Advisor working with high-net-worth individuals, families, and business owners. Earlier in his career, he worked at top RIA firms in New York’s Capital Region, where he developed a strong foundation in fiduciary planning and boutique-level client service. Harrison earned his degree in Economics from the State University of New York at Albany. He lives in Saratoga Springs, NY, with his family and is the proud father of twin boys. Outside of work, he enjoys fishing, the outdoors, and staying active with his sons. Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Joseph Vidarte is Vice President and Partner at Saratoga Private Wealth, providing clients with investment management and financial planning guidance tailored to their unique financial goals. As a partner of the firm, Joseph plays an active role in shaping Saratoga Private Wealth’s growth and service model, contributing to the firm’s commitment to thoughtful planning, high-touch guidance, and a consistently elevated client experience.

Joseph brings more than six years of experience from Merrill Lynch, where he supported clients across a wide range of planning needs including portfolio construction, retirement planning, wealth transition strategies, and tax-efficient investment structuring as a senior financial advisor. Known for his disciplined approach and calm communication style, Joseph focuses on helping clients simplify their financial lives while building long-term, strategic plans.

His experience also includes exposure to diverse client segments such as entrepreneurs, corporate professionals, and individuals balancing family wealth planning with career demands. Joseph’s ability to connect on both a technical and personal level has made him a trusted resource for families seeking clarity, organization, and thoughtful guidance.

Before beginning his financial services career, Joseph spent many years in the outdoor industry, where he gained early leadership and teamwork experience. In his younger years, he worked as a raft guide and ski instructor in Jackson, WY, and as a sea-kayaking guide in St. John, developing the calm, focused judgment that now guides his advisory approach.

Joseph earned his Bachelor of Science from Appalachian State University and now lives in Saratoga Springs, NY, with his wife, daughter and son. He is an avid skier, fly fisherman, golfer, and outdoorsman, and he enjoys spending time in nature whenever possible.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Joseph Vidarte

Vice President & Partner | Saratoga Private Wealth

Rachel Arata

Vice President | Director of Client Relations | Saratoga Private Wealth

Rachel Arata serves as Director of Client Relations and Wealth Advisor at Saratoga Private Wealth, where she plays a senior leadership role in overseeing the firm’s client experience, operational execution, and advisory coordination. With more than a decade of experience at Merrill Lynch, she brings institutional depth, strategic perspective, and disciplined leadership to the firm’s growing platform.

Rachel is responsible for guiding the structure and delivery of client relationships from onboarding and portfolio implementation to ongoing planning execution and governance. She identifies opportunities for efficiency and growth across the firm’s operations, ensures smooth logistics at every level of engagement, and fosters a culture of accountability, precision, and innovation. Her leadership helps ensure that each client experience reflects the firm’s standards of discretion, sophistication, and thoughtful execution.

Known for building strong, collaborative relationships, Rachel works closely with clients and partners to navigate the complexities of plan design, investment selection, and ongoing governance. Her background in economics and law informs a structured, analytical approach, allowing her to bring clarity to multifaceted financial decisions.

Rachel earned her undergraduate degree in Economics from Bucknell University and her Juris Doctor from Vermont Law School. Based in the Saratoga Springs area, she remains active in her community and is passionate about fostering animals, volunteering, and travel interests that reflect her values of stewardship, curiosity, and care. By combining her background in law and economics with her dedication to service, Rachel brings both expertise and a thoughtful, personal approach to her role.

A Trusted Partner for Every Stage of Your Journey

We’re here to support your goals with insight, integrity, and experience.